- Full-year recurring net income rose by 39.9% compared to the same period the previous year.
- Thanks to these results, the Company posted a return on equity of 13.7%, thereby consolidating a growing trend on this front.
- The capital market recognized the momentum that the Company is currently enjoying, with increases of 99%4 in the price of our preferred shares and another 78%4 for our ordinary shares, this throughout the year 2025.
- Our Board of Directors gave its approval for submitting to our shareholders at their upcoming Annual Meeting a proposed dividend of COP 2,000 per share for 2026, reflecting an increase of 33.3%, thereby reaffirming the growing trend of dividend payments per share, which have risen by a compound annual growth rate of 27% since 2021.
Grupo SURA (BVC: GRUPOSURA AND PFGRUPSURA) presented to the market its YTD financial results at the end of the fourth quarter of last year, showing a recurring net income[i] of COP 2.3 trillion[ii], for a growth of 39.9% vs. the same period the previous year. These figures reflect the good levels of operating performance of Suramericana, SURA Asset Management and Grupo Cibest/Bancolombia, Grupo SURA’s three core businesses focusing on the Financial Service sector.
"At Grupo SURA, we ended last year with sound financial results that are not only demonstrating our growing profitability but are also exceeding the business goals previously announced to the market . The various transformational milestones achieved over the past year provided us with a greater focus as a Financial Group allowing us to make headway in making our fundamental value more visible to our shareholders”, stated Ricardo Jaramillo Mejía, Grupo SURA’s Chief Executive Officer .
Adjusted Return on Equity (adjusted ROE) ended up at 13.7% over the last twelve months (LTM), thereby continuing on a path towards greater growth. Similarly, proforma net earnings per share at year-end came to COP 7,092, for a compound annual growth of 29.7% since 2021.
Investment performance
Suramericana. On a YTD basis at the end of the fiscal year, the Company wrote premiums for COP 19.6 trillion pesos (+1.4%), having prioritized margins over volume, this being mainly driven by a good level of performance of the Life Insurance segment, which increased by double digits, thereby offsetting a more challenging market for the Property and Casualty segment. Likewise, the claims rate declined, which drove up this subsidiary´s technical result by 9,3% for said year. All this allowed Suramercana´s pro forma full-year net income to reach COP 776 billion, for a growth of 2.7% at the end of 2025.[iii]
Sura Asset Management For 2025, the Company obtained COP 4.3 trillion in fee and commission income, that is to say 11.1% higher than that of the previous year at constant exchange rates, which, added to the positive level of performance of its legal reserves, operating efficiencies and the SURA Investments segment, provided a net income of COP 1.1 trillion, which was 28.4% higher than at year-end 2024. Finally, assets under management rose by 17.2%, thereby surpassing the COP 817 trillion mark.
Group SURA. Bancolombia's parent company achieved a YTD net income for the year of COP 3.8 trillion, which, excluding the impairment resulting from the Banistmo divestiture, amounted to COP 7.3 trillion, for an increase of 16.1% compared to the same period the previous year. These results led Cibest to obtain a return on equity of 17.2%, thanks to favorable levels of its cost of credit, this as a result of the quality of its lending portfolio.
"The operating and financial strength of our Companies allowed us to end the year with these positive figures. Our strength and the opportunities that the Latin American financial ecosystem is currently offering are providing the foundations on which we are projecting further progress with our business objectives as a Financial Group this year," stated Juan Esteban Toro Valencia, Grupo SURA’s Chief Corporate Finance Officer.
Grupo SURA’s stock performance[iv]
A review of the performance of our shares for the entire year of 2025 shows increases in the price of our ordinary shares of 78% along with another 99% in the price of our preferred shares, thereby far surpassing the performance of MSCI COLCAP- Colombia´s local benchmark index.
This price formation exercise allowed for a more transparent recognition of Grupo SURA's value on the capital market, thereby making progress in closing the gap between our market price and the Company’s fundamental value.
Other recent highlights:
- Proposed dividend: Grupo SURA's Board of Directors approved submitting to our shareholders at their upcoming Annual Meeting a proposed dividend COP 2,000 per share for 2026, which represents an increase of 33.3%, this being in line with the current path towards higher share profitability.
- The Sustainability Yearbook: Grupo SURA was included in the S&P Global Sustainability Yearbook for the fifteenth straight year. The Company obtained a score of 71 out of a total of 100 in the 2025 Corporate Sustainability Assessment, making it one of just 33 companies from the global financial service sector to have obtained such a recognition.
- Merco ESG Ranking Grupo SURA was ranked in fourth place in the Merco ESG Colombia index, which highlights the companies most committed to environmental, social and corporate governance issues. With this, the organization moves up one place vs. the 2024 ranking.
[i] When net income is mentioned the Company refers to the figure posted as controlling net recurring income.
[ii] Recurring net income refers to comparable figures excluding extraordinary corporate events for the period in question such as impairment from the divestiture of Banistmo on the part of Grupo Cibest as well as the effects associated with the Partial Spin-Off with Grupo Argos.
[iii] This is a proforma figure that excludes the accounting results of Suramericana´s health care subsidiary, EPS SURA.
[iv] This comparison includes the investment received by each shareholder in Grupo Argos as a result of the spin-off.
